On November 18, BNUBS held the appointment ceremony of the second batch of financial technology external tutors and the seminar on the Development Trend and Prospect of Financial Technology in Yingdong Academic Hall of our university.

Seminar Site

Qi Yudong, Dean of BNUBS, attended the appointment ceremony and delivered a speech. Qi Yudong pointed out that Beijing Normal University opened the financial technology undergraduate major in 2021, which is a positive response to the national call of "Do a solid job of cultivating financial science and technology talents.", and in October 2021, Beijing Normal University hired senior experts in the industry as the first batch of financial technology off-campus tutors, which is an active exploration of talent training mode. In the past two years, external tutors have done a lot of work in setting up lectures, enterprise visits, intern joint training and group guidance, and the experience is worth summarizing. It is hoped that we can further strengthen cooperation with the second group of off-campus tutors in the future, expand the scope of cooperation, innovate the forms of cooperation, and enhance the depth of cooperation, so that off-campus tutors can play a more full role in the training of financial technology talents of Beijing Normal University and produce results.

Qi Yudong, Dean of BNUBS, attended the appointment ceremony and delivered a speech

Xu Yerun, chief strategy officer of

Jinzheng Technology Co., LTD., and Zou Chuanwei, chief economist of Wanxiang Blockchain, spoke respectively as representatives of external tutors. Xu Yerun reviewed the capital market and technology empowerment, the typical application scenarios and management role of fintech, especially the latest progress in the integration of ChatGPT and typical financial AI scenarios. In the construction of the financial AI education system, he pointed out that fintech talents should pay attention to the knowledge structure and basic training of the three disciplines of finance, mathematics and computer, and pay more attention to the cultivation of career success ability including intellectual curiosity and the ability to withstand setbacks, courage and endurance, as well as hard, focused and deep work. Finally, he congratulated the successful completion of the work of the first batch of off-campus tutors, and hoped that the second batch of off-campus tutors could continue to train and mentor a group of financial technology professionals who are excellent in Germany and study, and have strong practical operation ability and business analysis ability.

Zou Chuanwei expressed his great honor to be invited as an off-campus tutor. He discussed the development of fintech from various aspects, such as fintech and digital economy, fintech and green finance, the relationship between fintech and inclusive finance, fintech and pension finance, etc. He pointed out that a financial power must be a financial technology power, and financial technology should be able to serve the real economy, promote fair market competition, protect personal privacy and promote the effective allocation of data elements, upgrade the digital modernization of payment systems, improve the efficiency of financial services, and prevent financial risks. He concluded that Fintech is the past, present and future of financial development, and it is an exciting and timeless area of discussion in finance.

Xu Yerun and Zou Chuanwei spoke on behalf of external tutors

The speech and appointment ceremony were presided over by Jiang Jie, Associate Secretary of the Party Committee of BNUBS. Jiang Jie read out the second batch of Fintech external tutor appointment list, They are from Beijing National Fintech Certification Center, Tsinghua University Fintech Research Institute, Beijing Fintech Research Institute, Beijing Frontier Financial Regulatory Technology Institute, ICBC Technology, Postal Savings Bank, Jinxin Technology, Wanxiang Blockchain, Baidu Intelligent Cloud, Yidu Technology, Beijing Xinyi Digital Technology, Beijing Daokou Jinke and other units. Qi Yudong, Dean of BNUBS, presented the appointment letter one by one and took a group photo for the financial technology tutors.

Jiang Jie, Associate Secretary of the Party Committee of BNUBS, presided over the appointment ceremony

Issuing appointment letters

After the appointment ceremony, tutors from inside and outside the school held discussions on the development trend and prospects of fintech. The seminar was chaired by Hu Haifeng, Director of the Finance Department of BNUBS.

Hu Haifeng, Director of the Department of Finance, BNUBS, presided over the seminar

The seminar is divided into two halves. In the first half, Guo Xiaoyu, vice president of OFweek Medical and General Manager of SJKT, spoke first. He shared the impact of General Artificial Intelligence (AGI) on the transformation of the health insurance industry, such as the use of health big data and artificial intelligence to drive the closed loop of managed health insurance, how the artificial intelligence platform based on disease prediction is changing the commercial health insurance model, andthe future personalized health insurance business model.

Li Ben, chairman of Beijing Xinyi Digital Technology Co., LTD., proposed from the perspective of enterprise management that China's digital enabling is more extensive and in-depth, data assets are widely used, artificial intelligence and machine learning can bring industry reshuffle. He also suggested that technology research and development should be the main focus on commercial applications, the pursuit of realistic research style and we should maintain the bottom line thinking in the process.

Xu Weijie, Vice President of PSBC Beijing Branch, shared the new situation of the development of science and technology of PSBC Beijing Branch, showing how fintech can help digital transformation through core capacity building, how to help business development through innovative technology breakthroughs, and how to build strategic engines through exploring best practices. He said PSBC would provide rich practical scenarios for fintech students.

Zhou Daoxu, Director of the Financial Security Research Center at Tsinghua University's Fintech Research Institute, pointed out that there is a huge demand for fintech talents. The off-campus tutorial system of Beijing Normal University is a very valuable exploration, which fully experiences the concept of people-oriented education, supplements the existing educational resources, and broadens students' horizons. He said that the more finance develops and technology advances, the more important financial security becomes.

Xu Yerun, chief strategy officer and vice president of Jinzheng Technology Co., LTD, shared the new generation of AI-driven financial system such as General Artificial Intelligence Content (AIGC) and Large Language model (LLM), and he believed that the most important factor affecting the large model is the relationship between words and characters. At present, the prototype of the large model ecosystem has been presented as a base layer, middle layer and application layer. He also presented the application case of ChatGPT.

Yan Cui, vice president of the Beijing Institute of Frontier Financial Supervision and Technology and Secretary General of the Zhejiang Chamber of Commerce for International Cooperation in Private Economy, pointed out that there is a huge gap between the digitalization and intelligence of China's manufacturing industry and the "lighthouse factory". In addition, in order to cope with the ideologically led "nearshore outsourcing" and "friend-shore outsourcing" policies in Europe and the United States, Chinese enterprises have to participate in the restructuring of the new world industrial chain and supply chain, which poses a huge challenge to their business processes and their intelligent digitalization.

After a brief intermission, the second half of the conference began.Yu Haohan, General Manager of Finance Department of Baidu Intelligent Cloud Technology Co., LTD., shared his own practical project experience, and proposed his thoughts on digitalization and AI large model related issues from the theoretical level, engineering practice level and feedback level.

Yuan Wei, Founder and CEO of Beijing Daokou Jinke Technology Co., LTD., proposed from the perspective of a startup company on how to solve the difficult problem of credit evaluation of small, medium and micro enterprises from the perspective of data and risk control. According to him, through the integration of multi-dimensional data such as enterprise flow data, invoice data, tax data, credit information data of business owners, and industrial chain data, the whole process enterprise big data risk control is established. And the three chains of industrial chain, supply chain and equity chain are realized.

Zhang Haiyan, General Manager of Beijing National Fintech Certification Center Co., Ltd. introduced the important role of Beijing National Fintech Certification Center in the four aspects of fintech products, services and infrastructure, including leader, supporter, promoter and defender, and shared the characteristics of digital transformation of large banks and small and medium-sized banks based on cases. She also put forward some suggestions on the digital transformation path of small and medium-sized banks.

Zhang Yifei, Associate Director and Secretary General of Beijing Institute of Financial Science and Technology, introduced the development trend of large models and their applications in the financial industry and macro fields. The "Global Think tank Research Report Data Platform" established by Beijing Institute of Financial Science and Technology is based on a powerful think tank database engine, and is combining large models in the financial field to train vertical large models. He pointed out that the key technologies for future fintech development lie in computing power, big data and artificial intelligence.

Zhou Yonghong, AssociateGeneral Manager of ICBC Technology Co., LTD., and General Manager of ICBC Technology (Beijing) Co., LTD., shared the layout of ICBC Technology in financial technology, and analyzed the development trend of financial technology from three perspectives: fintech industry policy, new technology development, and data element circulation. He also inspired us that fintech practitioners should follow the development direction of fintech from three dimensions: industry regulatory policy, new technology development and data element circulation.

Zou Chuanwei, chief economist of Wanxiang Blockchain, sorted out China's regulatory requirements and regulatory measures for financial technology from 2016 to now, especially in the anti-monopoly ofplatform economy and strengthening privacy protection initiatives. He predicted the future fintech policy, including social resources will be more invested in hard technology, "stuck neck" and other scientific and technological innovation, rather than business model innovation. He also said that fintech loans can promote consumption but can not cause excessive consumption, debt trap problems.

Professor Sun Yunchuan, Director of the Financial Big Data Research Center of BNUBS, Dr. Chen Su and Dr. Lan Rujia from the Department of Finance, and about 100 financial technology undergraduates from BNUBS attended the meeting.

Group photo of teachers and students

On the new journey of comprehensively building a modern socialist country, finance should provide high-quality services for economic and social development, which cannot be achieved without high-quality professional financial talents who are loyal, clean and responsible. The appointment of the second batch of financial technology external tutors of Beijing Normal University is a continuation and further deepening of the exploration and practice based on the cooperation and guidance of the first batch of financial technology external tutors, which is conducive to the independent training of financial technology talents in China and the construction of a financial power.

Provided by Department of Finance

Edited by Jiang Jie

Reviewed by Qi Yudong